LETS MAKE A DEAL!...NEED A VEHICLE

LETS MAKE A DEAL!...NEED A VEHICLE DIANNE CRAINE Grades 9-12 Consumer Math Gifford Street High School District U-46 This learning activity was developed as part of the requirements for the Aurora University /District U-46 graduate credit course Online Resources to Enhance Learning: OEDP-5029, Fall 2005, under the guidance of instructor Richard Levine. CAR? TRUCK? SUV? LEARNING ACTIVITY ABSTRACT: First students will work as partners to research topics related to renting, leasing, or buying a vehicle.
Second they will share information and ideas with classmates.
Third each student will simulate a personal transaction and sell it to the class or to invited guests. GOALS & CURRICULUM FIT: NATIONAL STANDARDS FOR BUSINESS EDUCATION 8: Problem-Solving Applications using mathematical procedures to analyze and solve business problems for areas such as 8a: Taxation
8g: Purchases
8j: Depreciation GOALS & CURRICULUM FIT: NATIONAL STANDARDS FOR BUSINESS EDUCATION 9: Economics and Personal Finance: Development of the ability to make
wise economic decisions related to
personal financial affairs. GOALS & CURRICULUM FIT: NATIONAL COUNCIL OF TEACHERS OF MATHEMATICS 3: Mathematics as Reasoning: In grades 9-12, the mathematics curriculum should include numerous and varied experiences that reinforce and extend
logical reasoning skills so that all
students can make and test conjectures, follow logical arguments,
judge the validity of arguments, and construct simple valid arguments. GOALS & CURRICULUM FIT: NATIONAL COUNCIL OF TEACHERS OF MATHEMATICS 4: Mathematical Connections: In grades 9-12, the mathematics curriculum should include investigation of the connections and interplay among various mathematical topics and their application so that all students can recognize equivalent representations of the same concept, relate procedures on one representation to procedures in an equivalent representation, use and value the connections among mathematical topics, and use and value the connections between mathematics and other disciplines. GOALS & CURRICULUM FIT: SCHOOL DISTRICT U-46
1. All students will master and apply effective skills of communication. 2. All students will acquire problem solving skills and apply them using a variety of techniques. 3. All students will understand the elements of work, leisure, and financial
independence. GOALS & CURRICULUM FIT: ILLINOIS LEARNING STANDARDS
10.b.3: Formulate questions, devise and conduct experiments or simulations, gather data, draw conclusions, and communicate results to an audience using traditional methods and contemporary technologies. GOALS & CURRICULUM FIT: ILLINOIS LEARNING STANDARDS
15.B.4a: Explain the costs and benefits of making consumer purchases through differing means. BLOOMS TAXONOMY: KNOWLEDGE EXAMINE PARTNER RESEARCH
CHECK DEPTH AND QUALITY OF RESEARCH BLOOMS TAXONOMY: COMPREHENSION PERIODICALLY DISCUSS WITH STUDENTS INTERPRET FACTS FROM A GLOSSARY ORDER USING A SPREADSHEET GROUP USING A BROCHURE OR POSTER INFER CAUSES OF SAFETY, ENVIRONMENT,ACCIDENTS SUMMARIZE USING A BROCHURE OR POSTER DESCRIBE WITH A POWER POINT BLOOMS TAXONOMY: APPLICATION EXAMINE EACH GROUPS MATERIALS
RELATE HOW GROUP MATERIALS FIT WITH PERSONAL VEHICLE
USE INFORMATION BY WRITING ALL APPLICABLE NEEDS FOR A VEHICLE
USE VEHICLE INFORMATION FOR A NEW TRANSACTION
RELATE KNOWLEDGE FROM SEVERAL AREAS BY INTERVIEWING CORPORATE REPRESENTATIVES BLOOMS TAXONOMY: ANALYSIS ORGANIZE THE PARTS OF VEHICLE/INSURANCE, VEHICLE/PERSON, VEHICLE/PERSON/CREDIT
RECOGNIZE HIDDEN MEANINGS WITH DEALERS, DISCOUNTS, MAKING OFFERS
ANALYZE BUSINESS AND COMPONENT FIT
COMPARE AND DISCRIMINATE BETWEEN OWN AND PARTNERS INFORMATION BLOOMS TAXONOMY: SYNTHESIS GENERALIZE FROM FACTS BY ASKING QUESTIONS OF PRESENTERS BLOOMS TAXONOMY: EVALUATION ASSESS VALUE OF THEORIES OR PRESENTATIONS WITH RUBRICS
MAKE CHOICES FOR A PERSONAL DEAL BASED ON REASONED ARGUMENT
VERIFY VALUE OF EVIDENCE BY CLASS OR GUEST VOTING
DRAW CONCLUSIONS IN MAKING DECISION ON A VEHICLE AND RELATED NEEDS ESSENTIAL QUESTIONS: Why would I want to buy a vehicle when I could rent or lease it and let someone else worry about taking care of it? How would I ever decide what kind of vehicle to have when there are so many styles, sizes, and prices? Where would I get a down payment? How much would a vehicle really cost with finance charges? What kinds of discounts are there? Where should I get a loan? ESSENTIAL QUESTIONS: What kinds of options are worth the money?
When does my credit record really begin?
Does it matter what my credit rating is?
Does it matter what I write on an application for a vehicle or loan?
Do I really need insurance?
What does a vehicle cost the dealer? ESSENTIAL QUESTIONS: What is involved in operating and maintaining a vehicle?
How do vehicles depreciate?
What fees are involved with a vehicle?
What kind of an offer would I make to a dealer?
What is a gas or diesel vehicle?
What is a trade-in? ESSENTIAL QUESTIONS: Should I worry about truth-in-lending?
Should I worry about vehicle inspection?
Does it matter if I rent, lease, or buy an American-made vehicle or a foreign-made one?
First-time buyer, not a first-time, whats the difference?
Why should I test drive the vehicle?
Do I really need a warranty? PAMPHLET RUBRIC: POSTER RUBRIC: INTERVIEW RUBRIC: MULTI-MEDIA RUBRIC: STUDENT CONCEPTUAL READINESS: WORK AS PARTNERS INITIALLY PROVIDES SUPPORT
MANY CURRENTLY TAKING DRIVERS EDUCATION (CROSS-COURSE VOCABULARY AND CONCEPTS, COLLABORATION WITH DRIVERS EDUCATION TEACHER)
MANY HAVE OLDER SIBLINGS AND PARENTS WHO HAVE EXPERIENCED CONSIDERING A VEHICLE
STUDENTS ARE PRIME TO HAVE A VEHICLE IN THEIR POSSESSIONS WITH THEIR NAMES ATTACHED! TECHNICAL SKILLS: MICROSOFT WORD
MICROSOFT PUBLISHER
MICROSOFT EXCEL
MICROSOFT POWER POINT
INTERNET RESPONSIBILITY FOR TECH SKILLS: MIDDLE SCHOOL KEYBOARDING CLASS
INSTRUCTIONAL PACKETS
TEACHER INSTRUCTION ON APPROPRIATE WEB SITES
OTHER FACULTY INSTRUCTION (CROSS- COURSE)
SOMETIMES HIGH SCHOOL STUDENTS KNOW MORE THAN ADULTS/TEACHERS ABOUT TECHNOLOGY! LEARNING SPECTRUM: TECHNOLOGY LEVEL STUDENTS USE COMPUTER HARDWARE AND MICROSOFT TOOLS
STUDENTS USE BROWSER
STUDENTS ACCESS WEB SITES
COMPUTER HELPS RESEARCH AND SUPPORTS COMMUNITY INFORMATION GATHERING
CONTACT WITH FOREIGN STUDENTS WOULD BE VERY TIME-CONSUMING WITHOUT COMPUTER EMAIL LEARNING SPECTRUM: INSTRUCTIONAL LEVEL TEACHER WILL ADVISE ON COMPUTER-RELATED TOPICS TEACHER WILL PROVIDE MANY INTERNET LINKS STUDENTS CHOOSE APPROPRIATE LINKS FOR TOPICS TEACHER WILL PROVIDE A BINDER WITH COMPUTER INSTRUCTION INFORMATION TEACHER WILL PROVIDE COPIES OF BINDER INFORMATION ON HOW TO DO COMPUTER SOFTWARE STUDENTS WILL HELP OTHER STUDENTS STUDENT EXPERTS WILL BE AVAILABLE VEHICLE UNIT WILL BE STUDENT-CENTERED, PROBLEM-BASED, AND ENGAGING LEARNING ACTIVITY: PARTNERS
RESEARCH TOPICS RELATED TO VEHICLES RENTING
LEASING
BUYING SHARE INFORMATION AND IDEAS WITH FELLOW STUDENTS LEARNING ACTIVITY: VISITS TO COMMUNITY FACILITIES SPEAKERS COME TO SCHOOL EMAIL WITH FOREIGN STUDENTS GENERATE INFORMATIONAL BROCHURE OR POSTER SIMULATE PERSONAL TRANSACTION SELL TRANSACTION AS BEST TO CLASS OR INVITED GUESTS PARENTS TEACHERS ADMINISTRATORS CORPORATE INDIVIDUALS COMMUNITY LEADERS CHECK LIST FOR STUDENT, CHECK LIST FOR TEACHER TO TRACK PROGRESS, SUPPORT ACCOUNTABILITY RUBRICS FOR EVALUATION STUDENT PRODUCT: BROCHURE
POSTER
SPREADSHEET
POWER POINT
FOREIGN STUDENT INTERVIEW
COMMUNITY INTERVIEW LINKS: LOAN CALCULATOR: http://www.carseverything.com/content/features/article/41/? CUSTOM RATE AND PAYMENT QUOTE: http://www.dinkytown.net/java/AutoPayoff.html AUTO INSURANCE QUOTE ESTIMATE: www.carinsurance.com AUTO INSURANCE COMPANIES: www.Progressive.com www.GEICO.com http://apps.farmers.com LINKS: CONSUMER GUIDE: http://caranddriver.ocm/xp/Caranddriver /home.xml INDIVIDUAL VEHICLE COMPANIES: Do a Google search for your vehicle of
choice LINKS: AUTO TRADER: http://autotrader.com/ AUTO WEB: http://www.autosite.com http://Autoweb.com AUTO RATES: http://kbb.com/ LINKS: RENTAL COMPANIES: www.budget.com www.avis.com www.Enterprise.com www.alamo.com www.dollar.com LEASING: www.simplifiedleasing.com www.pricequotes.com FINANCING: http:www.financenter.com/solutions/centers/auto.fcs?industry =banking_lending LINKS: EDMUNDS: http://edmunds.com/ NATIONAL HIGHWAY TRAFFIC SAFETY ADMINISTRATION: http://nhtsa.dot.gov/ INSURANCE INSTITUTE FOR HIGHWAY SAFETY: www.hwysafety.org LINKS: GLOSSARY OF TERMS: www.glossarist.com/glossaries/transport HOW TO MAINTAIN A VEHICLE: www.samarins.com/maintenance CURRENT REBATES FOR VEHICLES: www.automotive.com CREDIT UNIONS: www.creditunion.coop LINKS: BUYING TIPS: http://www.newcarseeker.com/tips/used car-tips.html VEHICLE ACCIDENTS: http://www.caraccident.com VEHICLE THEFTS: www.nhtsa.dot.gov/cars/rules/theft/ LINKS: BANKS: www.locallender.info SAVINGS AND LOANS: www.savingsloans.com MAPS AND MILEAGE: www.mapquest.com FUEL ECONOMY: http://www.fueleconomy.gov/feg/ LINKS: LEASE GUIDE: www.leaseguide.com LEGAL ISSUES: www.abanet.org/publiced/practical/home.html STATE REGULATIONS: www.dot.gov/ KELLY BLUE BOOK: http://www.kbb.com INSPIRATION 1: LET'S MAKE A DEAL... NEED A VEHICLE! Acquisition Type Costs Borrowing Outlay or
Expenses Legalities Afterward INSPIRATION 2: ACQUISITION Buy Rent Lease INSPIRATION 3: TYPE American or Foreign Gas or Diesel Style Size INSPIRATION 4: COSTS Dealer Cost Discounts Trade- In Options Make An Offer INSPIRATION 5: BORROWING First- Time Buyer or Not Application Where To Get A Loan Credit Record Credit Rating Finance Charges INSPIRATION 6: OUTLAY OR EXPENSES Fees Insurance Operation And Maintenance INSPIRATION 7: LEGALITIES Truth- In- Lending Warranty INSPIRATION 8: AFTERWARD Depreciation Vehicle Inspection CREDITS: http://rubistar.4teachers.org
http://42explore.com/buyingacar.htm

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