Auto Insurance Rates

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Auto Insurance Rate Changes New Business Renewals Company Overall Change Prem. Reduction Eff. Date Eff. Date 2004 Policies State Farm Mutual Automobile Insurance Company -10.10% -$32,885,600 7/8/2005 7/8/2005 358,347 State Farm Fire Insurance Company -10.40% -$1,523,000 7/8/2005 7/8/2005 11,959 Nationwide Mutual Insurance Company -5.70% -$10,370,537 8/11/2005 8/11/2005 204,295 Nationwide Property & Casualty Insurance Company -6.30% -$1,626,657 8/11/2005 8/11/2005 14,905 Erie Insurance Property & Casualty Company -3.10% -$3,376,000 8/1/2005 8/1/2005 78,043 Erie Insurance Property & Casualty Company -2.60% -$2,894,000 11/1/2005 11/1/2005 78,043 Allstate Insurance Company -8.20% -$4,900,826 7/25/2005 8/25/2005 66,316 Westfield Insurance Company -7.70% -$1,905,378 7/1/2005 7/1/2005 14,837 American Select Insurance Company -7.70% -$201,596 7/1/2005 7/1/2005 1,243 American Select Insurance Company (Non-Standard) -5.00% -$128,301 6/22/2005 8/16/2005 3,312 Government Employees Insurance Company -1.80% -$315,215 7/8/2005 9/1/2005 11,737 GEICO General Insurance Company -1.80% incl. above 7/8/2005 9/1/2005 incl. above GEICO Indemnity Insurance Company -2.00% -$230,206 7/8/2005 9/1/2005 6,720 Horace Mann Insurance Company -2.70% -$99,437 11/1/2005 11/1/2005 15,579 Teachers Insurance Company -4.30% -$294,264 11/1/2005 11/1/2005 incl. above Horace Mann Property & Casualty Company -8.20% -$156,277 11/1/2005 11/1/2005 incl. above Motorists Mutual Insurance Company (Anniversary) -1.80% -$115,651 11/1/2005 11/1/2005 3,849 Motorists Mutual Insurance Company (Directalk) -3.20% -$1,115 11/1/2005 11/1/2005 60 -$61,024,060 Home Insurance Rate Changes New Business Renewals Company Overall Change Prem. Reduction Eff. Date Eff. Date 2004 Policies Nationwide Mutual Fire Insurance Company -2.30% -$2,001,106 8/6/2005 8/6/2005 79,642 Nationwide Property & Casualty Insurance Company -2.80% -$62,286 8/6/2005 8/6/2005 4,780 Westfield Insurance Company -6.00% -$544,967 7/1/2005 7/1/2005 12,395 Ohio Farmers Insurance Company -6.00% -$242,597 7/1/2005 7/1/2005 6,949 -$2,850,956 09/26/2005

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