Greater Cincinnati Insurance Board

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Greater Cincinnati Insurance Board 2008 Membership Directory Americas First Agents Association Founded 1838 3

4 A Letter from the President The Greater Cincinnati Insurance Board is pleased to provide you
with the new and revised 2008 Membership Directory. This book is
designed to be a resource not only for the insurance industry but for
the business community in the Greater Cincinnati area. Hopefully you
and your entire staff will find the directory useful. This publication is
designed not only to showcase our members but to provide useful
information about the insurance industry. We encourage you to use
the directory often and support those organizations who advertise in
this directory. For additional information about the Cincinnati Insurance Board and
other insurance information, please visit our Website, www.cib-
online.com. This Internet site contains a lot of useful information
about all aspects of the insurance industry. There are sections for the
insurance consumer, the insurance agent, and individuals looking for
employment in the insurance industry. We've tried our best to ensure that the information in this directory is
correct. But sometimes errors do occur. If you find any information
that is incorrect or out of date, please let us know so we can correct it
in the next addition by completing the Found an Error page at the
end of this directory.

David Dietrichson, CPCU
President
Cincinnati Insurance Board 5 Table of Contents Letter from the President 4 About the Cincinnati Insurance Board 6 Committees 14 Membership Services 15 Mission Statement 9 Office Hours 8 Officers 10 Past Presidents 11 Staff Members 8 Advertiser Index 89 Agents 63
Advertising Section 87 Company Person of the Year Awards 13 Found an Error? 90 Insurance Department Contacts
Indiana 85 Kentucky 84 Ohio 83 Members
Agencies 19 Companies 57 Subscriber 59 Workers Compensation program 54 6 About the Cincinnati Insurance Board In 1838 Cincinnati was a city in transition from a frontier town to a
dynamic city feeding the growth of the American west. Its population
was approximately 38,000 people. There were 6,315 buildings in the
City, most of them located on or in close proximity to the river. The
waterfront was a long row of two to four story frame warehouses. At
any one time you would see a dozen wooden hulled boats docked on
the riverfront. Cincinnati was considered "the Insurance Center" west
of the Alleghenies because of its mercantile and business activities.

It was a time when insurance was a very risky endeavor. Marine in-
surance was the predominate insurance written. Now, with the rapid
growth of the city, fire insurance was becoming more of a necessity.
Bankruptcies of insurance companies were a common occurrence.
After the great fire in New York City three years earlier, sixty insur-
ance companies went bankrupt.

In this environment, several fire insurance agents in Cincinnati felt the
need to organize so they could promote sound fire insurance under-
writing and rating in the city. This group lead by Ephraim Robins
formed the "General Board of Fire Underwriters of Cincinnati" on
April 18, 1838. The first president was a member of a prominent riv-
erboat family, Jonathan J. Foote. Mr. Robins was the first secretary. Since its founding, the Greater Cincinnati Insurance Board has met a
variety of needs for the insurance community in the Greater Cincin-
nati area. In the beginning the CIB helped stabilize the insurance mar-
ketplace in Cincinnati by promoting fire safety and working with in-
surance companies to accept risks in this area. Before the advent of
rating bureaus, the Board set the fire rates in the City of Cincinnati
and conducted fire safety inspections on buildings located in the city.
This was also a time when there was little regulation of insurance.
The Board provided oversight for ethical behavior and market con-
duct. They regularly took disciplinary action for those individuals
who violated established principles and practices. The Board of Un-
derwriters of Cincinnati was also instrumental in developing fire pro-
tection for inhabitants of the City of Cincinnati by working with the
city to establish a fire department. 7 About The Cincinnati Insurance Board In addition the CIB participated in organizing the Salvage Corps,
whose function was to protect buildings and contents from further
damage after a fire.

Over the years our officers and members have always been active in
promoting positive legislation for the industry. We have had mem-
bers testify before national Congressional Committees and State Leg-
islative Committees. The Board has promoted a positive image of
insurance since our founding.

During this 170 year period we have used seven different names dur-
ing the process of meeting the various economic, social, and business
needs of the community. The seven names used by the Board in its
168 year history are interesting because it represents the evolutionary
nature of the insurance industry.
1838 - 1851 General Board of Fire Underwriters of Cincinnati
1851 - 1897 The Board of Underwriters of Cincinnati

1897 - 1906 The Cincinnati Underwriters Association

1906 - 1917 The Fire Underwriters Club of Cincinnati

1917 - 1938 The Cincinnati Fire Underwriters Association

1938 - 1960 The Cincinnati Underwriters Association

1960 - The Greater Cincinnati Insurance Board 8 This insurance directory is published annually as a member service of
the Greater Cincinnati Insurance Board. Please help us maintain accu-
rate information by notifying us of any name, address, phone number
or other changes that may occur.

The purpose of this directory is to facilitate professional familiarity
and a resource for the business community. The information included
in this directory is not intended for purposes of duplication or other
means of reproduction. Staff
Ronald F. Eveleigh Executive Vice President Anne Kaufman Administrative Assistant

Office Hours Monday thru Friday 8:30 A.M. to 4:30 P.M. The Greater Cincinnati Insurance Board 4760 Red Bank Expressway, Suite 218 Cincinnati, Ohio 45227 (513) 533-1200, Fax (513) 533-1281 E-mail: cib@fuse.net www.cib-online.com







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